Information We Collect from You
AmerUSA.com, a service of AmerUSA (“AmerUSA”), allows us to collect your personal information if you decide to use our service to screen an applicant for tenancy or employment, provide access to your Credit Information as a tenant or employee, subscribe to our newsletter, participate in one of our contests or surveys or transact other business with us. In order to process your transactions and provide you with quality customer service, we need your full name and current and/or billing address, your email address (for login credentials and so we can contact you), a valid credit card number, your Social Security number and certain other personal information, such as your date of birth for verification purposes and Fair Credit Reporting Act compliance.
What Security Measures We Take
AmerUSA takes precautions to secure your personal information. If and when we ask you to provide your personal information, we will do so through a Web page that uses the Secure Sockets Layer (SSL) protocol. This protocol provides security for your information by encrypting it as it travels from your computer to our computer. In addition, AmerUSA’s servers, data storage and backups are professionally managed in a highly secure facility that is monitored 24 hours a day and operated by a publicly traded company.
How We Use Your Information
AmerUSA does not sell your information (or the information of any individuals). Your information is only shared with third parties (such as consumer reporting agencies or payment gateways) directly involved in the processing of your transaction. See Third Parties below for more information.
AmerUSA must share some of your personal information with third parties in order to process your transaction. For example, AmerUSA must share your name, address and social security number with one or more of the major credit reporting agencies in order to obtain your requested credit report, and must share your name, address and credit card account number with our credit card processing partner in order to process your payment. AmerUSA may disclose your personal information to third parties in the good faith belief that such action is necessary in order to comply with, or be responsive to, legal process served on us (such as a subpoena), or if we believe such disclosure is necessary to protect and defend the rights, property or safety of AmerUSA, our users or others. In addition, we may disclose your personal information to consultants, agents and advisors, such as attorneys and accountants, in the good faith belief that such disclosure is within the scope of their professional duties to AmerUSA and with the understanding that such professionals will abide by our security and confidentiality policies.
Collection of Anonymous Data
In order to enhance the usefulness of our Web site and our products and services, AmerUSA will collect data about our customers’ use of our Web site, in a manner that does not include any personally identifiable information. While you browse the AmerUSA.com Web site, we note which pages of our site you visit and note the IP address of your computer (as all Web sites do automatically), but we do not link that address information to your personal information. The general information we gather enables us to serve our customers better by continually enhancing our site based on up-to-date use patterns.
Updating Your Information
You can correct or update at any time the personal information that you provided and that we maintain on you by accessing the AmerUSA.com Web site and selecting “My Account” from the Main Navigation Menu. AmerUSA is not responsible for and cannot amend the information in your credit report, which is produced by one or more credit reporting agencies. If you believe that some of the information in your credit report is inaccurate, you must contact the applicable credit reporting agency directly.
Notification of Changes
We may use third-party advertising companies to serve ads on our site or on other sites which we use for advertising. These companies may employ cookies and action tags (also known as single pixel gifs or web beacons) to measure advertising effectiveness; and they are not authorized to use the information we share with them for any other purpose. Any information that these third parties collect via cookies and action tags is completely anonymous.
Links to Other Web Sites
Policy Regarding Children
We define children as individuals under the age of 18. Our Web Site is not intended for the use of children and we do not intend to collect information about children through our website. You must be at least 18 to use this website.